Can I Use the Points in the Current Use Year After Buying?

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When considering a purchase of Disney Vacation Club (DVC) points, one of the most common questions prospective buyers have is whether they can use the points in the current use year after completing their purchase. Understanding this aspect is crucial for maximizing your DVC ownership experience. Let's dive into the details.

Understanding DVC Points and Use Years

The Disney Vacation Club operates on a points system, where each DVC contract specifies a certain number of points that you can use for vacations. These points are assigned to a specific use year, which is the 12-month period during which you can use or bank your points. Typically, your use year starts on the first day of the month in which you purchased your DVC contract.

Using Points Immediately After Purchase

The answer to whether you can use the points in the current use year after buying a DVC contract is:

Yes, but with conditions.

When you purchase a DVC contract, your ability to use the points in the current use year depends on the timing of your purchase and the specific points associated with your contract.

Key Considerations

Here are some important factors to keep in mind:

Contract Closing Date: You can use the points for reservations if your contract closes before the end of your current use year. If you close on your contract after the end of your use year, you will have to wait until the next use year to start using your points.
Point Availability: Ensure that the points you purchased are current and can be used immediately. If you buy a contract with points that are about to expire, you may need to use them quickly or risk losing them.
Reservation Process: Even if you can use the points immediately, you’ll need to follow the standard reservation process to book your stay. This includes checking availability and making your reservation through the DVC member website or by calling Member Services.

Step-by-Step Guide to Using Your Points

Here’s a simple guide on how to use your points after buying your DVC contract:

Complete Your Purchase: Work with a trusted DVC resale broker to finalize your purchase. For finding a trusted DVC resale broker, visit Best DVC Broker.
Close on Your Contract: Ensure that your contract is closed before your intended travel dates. The closing process may take some time, so plan accordingly.
Access Your Member Account: Once your contract is finalized, log in to your DVC Member account on the Disney Vacation Club website.
Check Your Points Balance: Confirm that your points have been added to your account and are available for use.
Make a Reservation: Use your points to book accommodations. You can do this online or by contacting Member Services. Remember to check availability for your desired travel dates.

Banking and Borrowing Points

If you find that you cannot use your points in the current use year, DVC allows you to bank points for use in the next use year. This means you can carry over unused points to give you more flexibility for future vacations. Here's how it works:

Banking Points: You can bank your points up to four months before the end of your use year. This allows you to use them later if you cannot utilize them in the current use year.
Borrowing Points: If you need more points for an upcoming trip, you can borrow points from the next use year. This can help you secure a larger accommodation or extend your vacation.

DVC Financing Options

For many buyers, financing the purchase of a DVC contract is an important consideration. If you’re looking for financing options to help manage your DVC purchase, check out Vacation Club Loans, where you can find various financing solutions tailored to your needs.

Final Thoughts

In summary, you can use the points in the current use year after buying your DVC contract, provided that your contract closes before the end of that use year and your points are current. By understanding the DVC system and following the steps outlined above, you can maximize your ownership and enjoy magical vacations at Disney resorts.

For any further questions about your DVC ownership or to explore available resale options, feel free to reach out to a DVC expert or visit DVC Market for a comprehensive selection of listings.

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Can I Use the Points in the Current Use Year After Buying?