Blue Card vs Membership Card: What Resale Buyers Need to Know
Are you considering becoming a part of the magical world of Disney Vacation Club (DVC)? If so, you might be wondering about the differences between the Blue Card and the Membership Card. Understanding these distinctions is crucial for anyone looking to purchase a DVC contract on the resale market. In this article, we'll explore what each card represents, their benefits and limitations, and how to make an informed decision as a potential DVC owner.
Understanding the Blue Card and Membership Card
The Blue Card and Membership Card are two identifiers associated with DVC ownership. They serve different purposes and come with varying privileges, especially if you're considering purchasing a resale contract.
What is the Blue Card?
The Blue Card is the official membership card for those who purchase directly from Disney. This card is highly sought after because it provides a range of exclusive benefits, including:
- Access to Disney promotions: Blue Card members receive exclusive discounts and promotions throughout the year.
- Membership benefits: These include perks like early access to dining reservations and special event tickets.
- Transfer of points: Blue Card members can transfer their DVC points to other Disney properties, enhancing the flexibility of their ownership.
What is the Membership Card?
The Membership Card is issued to all DVC members, regardless of whether they purchased directly from Disney or through resale. While it grants access to DVC resorts and amenities, it lacks some of the exclusive Blue Card benefits. Here are the key features:
- Access to DVC resorts: Membership Card holders can book stays at DVC resorts across Disney properties.
- Point usage: You can use your points for accommodations, dining, and other experiences within the DVC network.
- Member events: Participation in member-only events, although the range may be limited compared to Blue Card holders.
Comparing Benefits: Blue Card vs Membership Card
When weighing your options, consider the following:
- Cost: Blue Card ownership typically comes with a higher price tag since it includes direct purchase incentives.
- Flexibility: If you value the ability to transfer points and access exclusive discounts, the Blue Card may be worth the investment.
- Usage: If you plan to primarily use your points for accommodations and are not interested in additional perks, the Membership Card may suffice.
Finding the Right Resale Contract
When purchasing a DVC contract on the resale market, it’s essential to work with a trusted DVC resale broker. This not only ensures you receive expert guidance but also helps you compare listings across various brokers to find the best deal. For finding a trusted DVC resale broker, visit Best DVC Broker.
Cost Comparisons and Financing Options
The average cost of purchasing a DVC contract on the resale market can vary significantly based on the resort, the number of points, and the contract's length. Typically, resale prices range from $70 to $120 per point, depending on the resort's desirability and location.
To finance your DVC purchase, you'll want to explore options specifically tailored for DVC buyers. Consider checking out Vacation Club Loans for a variety of financing options that cater to your needs. Typical rates can range from 8% to 10%, with terms often lasting from 5 to 10 years. Having specialized DVC lenders can streamline your purchasing process and make it more manageable.
Deciding Factors for DVC Ownership
As you consider your DVC ownership options, keep these factors in mind:
- Resort Location: Different DVC resorts offer unique experiences. For example, Disney's Polynesian Villas & Bungalows is praised for its tropical theming and proximity to Magic Kingdom, while Disney’s Grand Californian Hotel offers direct access to Disneyland Resort.
- Room Types: DVC resorts feature various accommodations, from studios to multi-bedroom villas. Consider your family's size and vacation style.
- Point Charts: Each resort has a point chart that outlines the number of points required for different room types and seasons. Compare these to see which resorts fit your vacation plans best.
- Dining Options: Evaluate the dining options available at each resort. Some, like Disney's Riviera Resort, feature unique dining experiences that can enhance your stay.
Conclusion: Next Steps for Aspiring DVC Owners
The decision to purchase a Disney Vacation Club contract is a significant one, and understanding the differences between the Blue Card and Membership Card is crucial. If you value exclusive benefits and flexibility, consider investing in a Blue Card membership. However, if you primarily want to enjoy the DVC experience without the extra perks, a Membership Card will still provide ample opportunities for magical vacations.
As you move forward, take the time to explore various resale listings and consult with a trusted DVC resale broker. Use resources like DVC Market to compare contracts across different brokers, ensuring you find the best deal for your needs. Happy planning, and may your DVC investment bring you countless magical memories!