DVC Resale Market Trends 2025

So people have been asking me all year, "Mark, what's the DVC resale market doing right now?" And it's a fair question because things have shifted quite a bit over the past couple of years. Some resorts are climbing in price. Disney is getting more aggressive with ROFR at certain properties. New resort announcements are sending ripples through the whole market. Let me give you the straight story on where things stand heading into 2026 and what I think is coming next. No spin, just 25 years of watching this market move.

I should say upfront: nobody can predict the future. Not me, not the big brokerages, not the forums. What I can do is tell you what the data shows, what the trends look like, and what patterns I've seen repeat over two and a half decades of selling DVC resale. Take the predictions with a grain of salt. Take the data seriously.

The Current State of DVC Resale: Mid-2025 Through Early 2026

The DVC resale market is healthy. Transaction volume is strong. Prices at most resorts are holding steady or climbing slightly compared to where they were 12 months ago. The bargain-basement pricing we saw in 2020 and early 2021 is long gone. The correction that brought prices back toward pre-pandemic levels happened in late 2022 and through 2023. Since then, we've been in a gradual upward trend.

Buyer demand remains high. More people are looking at DVC as a way to lock in future vacation costs, and with hotel rates at Walt Disney World continuing to climb ($500+ per night for a moderate resort is now normal), the value proposition of DVC ownership keeps getting stronger. When someone does the math and realizes they can stay in a one-bedroom villa with a full kitchen for the equivalent of $150 to $200 per night using DVC points versus $600 or more for a comparable Disney hotel room, the decision gets pretty easy.

Inventory is tighter than I'd like to see. There are fewer listings on the market compared to this time last year at several resorts. When supply drops and demand stays strong, prices go up. That's exactly what we're seeing, especially at the mid-tier and premium resorts.

Price Trends by Resort: What the Numbers Show

Let me break this down resort by resort. These are the trends I'm seeing based on closed transactions over the past 12 to 18 months.

Saratoga Springs: Still the value play. Prices are in the $105 to $120 range per point for most contracts. Saratoga has held remarkably steady. It's the largest DVC resort with the most inventory, so there's always supply available, which keeps prices from spiking. Good news for buyers on a budget.

Old Key West: Similar to Saratoga in the $105 to $115 range. OKW extended contracts (through 2057) trade a little higher than the original 2042 contracts, which makes sense given the extra 15 years of ownership. If you're buying OKW, check the expiration year carefully.

Animal Kingdom Villas (Jambo and Kidani): $115 to $135 per point. Steady with a slight upward tilt. Animal Kingdom has a loyal following. Families who love the savanna views and the overall vibe of the resort tend to buy here and hold forever. Not a lot of sellers means tighter inventory.

Boulder Ridge and Copper Creek at Wilderness Lodge: $125 to $145 per point. These have been creeping up. Wilderness Lodge is getting more attention from buyers who want a premium resort experience without Polynesian or Beach Club pricing.

Boardwalk Villas: $130 to $150 per point. The location next to EPCOT and Hollywood Studios keeps demand high. Boardwalk has been climbing steadily.

Beach Club: $140 to $165 per point, and some contracts have closed above $170. Beach Club is the hardest resort to buy on the resale market because owners rarely sell, and when they do, Disney aggressively exercises ROFR. This resort has appreciated more than almost any other DVC property over the past three years.

Polynesian: $150 to $175 per point for the original tower, with Poly 2 (Island Tower) pricing still being established on the direct side. Poly resale pricing has been strong and trending up. The monorail location and the resort's reputation make it a perennial favorite.

Riviera: $125 to $150 per point. Riviera is interesting because it carries the resale restriction (points can only be used at DVC resorts, not exchanged externally). That restriction puts a ceiling on resale pricing compared to what it would trade at without it. But the resort itself is beautiful, and the demand is growing as more people discover it.

Grand Floridian: $155 to $180 per point. Limited supply, premium pricing. Like Beach Club, Grand Floridian owners tend to hold their contracts. When listings do appear, they move fast.

You can see real-time pricing across all resorts at DVCHomeResort's price comparison page, which pulls data from multiple brokers to give you an accurate picture of where the market sits today.

ROFR Trends: Disney Is Getting Pickier

This is the big story of the past year. Disney has been exercising their Right of First Refusal more aggressively at certain resorts, and the waiver prices have been creeping higher.

Beach Club ROFR has been brutal. Disney is buying back Beach Club contracts at prices that would have passed easily two years ago. I've seen them take contracts at $150 per point and above. They clearly want to recapture Beach Club inventory, probably to feed their direct sales channel or rental program.

Polynesian ROFR is similarly aggressive. Disney is not letting Poly go cheaply. If you're making an offer at Polynesian, price it at or above recent closed sales. Lowballing here is almost guaranteed to end in ROFR.

The mid-tier resorts (Animal Kingdom, Boardwalk, Wilderness Lodge) are seeing more moderate ROFR activity. Disney takes some, passes on others. Fair-market offers generally get through, but I'm seeing the threshold inch up quarter by quarter.

Value resorts (Saratoga, OKW) have lower ROFR risk. Disney lets most of these through, especially at current market prices. That said, a really cheap deal on a large Saratoga contract could still get picked off. Disney isn't ignoring these resorts completely.

The takeaway: price your offers fairly. The days of getting steals through ROFR are mostly over at premium resorts. Disney has gotten smarter about what they take, and they're clearly willing to spend money to buy back inventory.

New Resort Announcements and Their Market Impact

Every time Disney announces a new DVC resort or expansion, it sends a ripple through the resale market. Here's how that works.

New resort announcements tend to create short-term softness in resale prices at nearby or comparable resorts. When Disney announced the Polynesian Island Tower, some Poly original tower owners got nervous and listed their contracts, temporarily increasing supply. Poly resale prices dipped slightly before recovering.

But long-term? New DVC resorts actually support resale values. They bring more people into the DVC ecosystem. Someone who buys direct at a new resort might later want to add points at an older, less expensive resort. That creates buyer demand in the resale market.

New resort pricing also resets the "anchor" for what DVC costs. When Disney sells new points at $200+ per point direct, it makes resale contracts at $130 to $150 look like even better values. The wider the gap between direct and resale pricing, the more attractive resale becomes. And that drives more buyers to the resale market.

I've watched this cycle play out with every new resort launch going back to Aulani and Bay Lake Tower. Temporary dip, then a steady climb as the new resort validates the price point and brings fresh buyers into the fold.

Supply and Demand Dynamics

The supply side of the DVC resale market is constrained right now, and that's unlikely to change dramatically in the near term.

On the supply side: DVC owners tend to hold their contracts. The product delivers genuine vacation value, and most owners use their points regularly. The people who sell are typically going through life changes (retirement, divorce, health issues, kids moved out) or financial situations where they need the cash. Happy DVC owners don't sell. And right now, satisfaction rates are high.

Disney's ROFR activity also reduces supply. Every contract Disney buys back is one less contract available on the resale market. When Disney takes 20% or 30% of submitted contracts at a given resort, that tightens inventory meaningfully.

On the demand side: interest in DVC resale has grown steadily since the pandemic. More buyers are savvy about the direct-versus-resale value gap. Blog content, YouTube creators, and social media communities have educated a whole new generation of potential buyers about the resale market. That awareness creates demand.

The net result: a market that's gradually tilting in sellers' favor at most resorts. Not dramatically, not a bubble, but a steady seller's advantage that supports stable or rising prices. Compare options across the market on our resale listings page to see current availability and pricing.

How Interest Rates Affect the DVC Market

Interest rates impact DVC resale in a couple of ways, though maybe not as directly as you'd think.

First, most DVC resale buyers pay cash (somewhere around 65% to 70% in my experience). So interest rates don't directly affect the majority of transactions. Cash buyers are going to buy regardless of whether the Fed rate is 4% or 6%.

Where rates matter more: the buyers who would finance a DVC purchase through a HELOC or personal loan. When rates were at 3% to 4%, using a HELOC to buy DVC was a no-brainer. At 7% to 9%, that calculation changes. Some buyers who would have financed are now choosing to save up and pay cash instead, which slows their entry into the market slightly.

Rates also affect the broader housing market and consumer confidence. When mortgage rates are high, some families feel less wealthy even if their home hasn't lost value. That "wealth effect" can dampen demand for discretionary purchases like timeshares. But DVC has shown remarkable resilience to macroeconomic headwinds. Even during periods of higher rates, transaction volume has stayed strong.

If rates come down over the next year or two (which many economists expect), we could see an additional boost in DVC resale demand as financing becomes cheaper and consumer confidence improves. That would be another upward force on prices.

Seasonal Buying Patterns

The DVC resale market has seasonal rhythms that smart buyers can take advantage of.

January through March: Strong buyer activity. Families start planning their summer Disney trips, realize they want DVC, and start shopping. Demand is high, but so is supply because some sellers list after the holidays. Prices are stable to slightly firm.

April through June: The spring buying season. Transactions peak during this period. Prices tend to be at their highest because competition for good contracts is strong. If you're selling, this is prime time. If you're buying, you might face bidding competition on desirable listings.

July through September: A slight cooling off. Families are taking their summer vacations, not shopping for timeshares. Sellers who listed in spring and haven't sold may reduce their asking prices. This can be a good window for buyers to find deals.

October through December: Mixed. Some buyers rush to close before year-end for tax purposes. Some sellers need to unload before the new year. The holiday distraction means less competition from other buyers. I've seen some of the best deals of the year close in November when buyer attention is elsewhere.

These are tendencies, not rules. Great contracts at great prices can appear any month. But if you have flexibility on timing, the late summer and fall months historically offer a slight buyer advantage.

Which Resorts Are Appreciating Fastest?

Over the past two to three years, the resorts that have seen the most price appreciation on the resale market are:

1. Beach Club: Up roughly 15% to 20% from its post-pandemic low point. Limited supply and massive demand keep pushing prices higher.
2. Polynesian: Up 10% to 15%. The monorail resort premium is real, and Poly's reputation as one of Disney's most beloved resorts drives persistent demand.
3. Grand Floridian: Up 10% to 15%. Similar dynamics to Poly and Beach Club. Premium resort, limited resale inventory, strong ROFR creating scarcity.
4. Boardwalk: Up 8% to 12%. Its location between EPCOT and Hollywood Studios is increasingly valued by buyers.
5. Riviera: Up 8% to 12%. Despite the resale restrictions, Riviera has found its pricing floor and is building from there.

The value resorts (Saratoga, OKW) have appreciated more modestly, maybe 3% to 5% over the same period. Their prices are constrained by ample supply and their positioning as budget options.

For up-to-date pricing and historical trend information, DVCHomeResort tracks dues and pricing data that can help you evaluate where each resort stands.

Predictions for 2026 and 2027

Here's where I stick my neck out. Remember, these are educated guesses based on trends and patterns. The market can always surprise you.

Prices will continue rising moderately at most resorts. I'm not expecting dramatic spikes. More like 3% to 7% appreciation over the next 12 to 18 months at the average resort. Premium resorts might see 8% to 10%. Value resorts will stay relatively flat.

ROFR will remain aggressive at premium resorts. Disney has shown no signs of backing off their buyback strategy at Beach Club, Poly, and Grand Floridian. Budget for ROFR-friendly pricing at these resorts. Don't try to get cute.

Inventory will stay tight. Happy owners don't sell, and DVC satisfaction is high. New resort launches will bring some existing owners to market (trading up or shifting resorts), but the net effect will be marginal.

The direct-to-resale price gap will widen. Disney keeps raising direct purchase prices. As direct prices climb above $200 per point at more resorts, the value of buying resale at $120 to $160 becomes more obvious. That awareness will pull more buyers into the resale market.

Riviera resale will normalize. As more Riviera contracts hit the resale market (early buyers reaching the point where some want to sell), the resort will establish a more liquid secondary market. The resale restriction will keep a ceiling on pricing relative to other premium resorts, but Riviera is going to be a solid mid-to-upper-tier resale product.

Technology will improve the buying experience. Platforms like DVC Market that aggregate listings from multiple brokers are making it easier for buyers to compare options and find the best deals. More transparency in the market benefits buyers and keeps pricing honest.

The Long-Term Outlook: DVC as Vacation Ownership

Pulling back to the big picture, DVC remains one of the strongest vacation ownership products in the world. Here's why I believe that after 25 years in this business:

Walt Disney World isn't going anywhere. The parks generate tens of billions in revenue. Disney is constantly investing in new attractions, resorts, and experiences. The demand to visit Disney World is structural, not cyclical. Families will keep coming for generations.

Hotel rates at Disney continue to climb. The cost of staying on-property without DVC has roughly doubled over the past decade. As cash room rates get more expensive, the relative value of DVC point stays gets better every single year.

DVC resorts are well-maintained. Disney puts real money into refurbishments and upkeep. A DVC resort from the 1990s (like OKW or Boardwalk) still provides a high-quality guest experience. That's unusual in the timeshare world, where many resorts deteriorate over time.

The resale market is mature and liquid. Unlike many timeshare products that have zero or negative resale value, DVC contracts hold their value and appreciate over time. Owners who need to sell can recoup a significant portion (often all or more) of their original purchase price. That makes DVC a relatively low-risk vacation purchase.

Is DVC an "investment"? I wouldn't call it that. It's a vacation product that happens to hold its value. You're buying decades of vacations at today's prices. The "return" comes in the form of experiences with your family, not a financial statement. But the fact that it retains resale value means you're not throwing money away. You're converting vacation spending into an asset that you can eventually sell.

What This Means for You

If you're thinking about buying DVC resale, the market right now is... fine. It's not a screaming bargain like 2020 was. It's not overheated. Prices are fair. Inventory is adequate at most resorts (tight at a few). And the long-term value proposition is as strong as it's ever been.

Don't try to time the market perfectly. If you find the right contract at the right resort with the right use year at a price you can afford, buy it. Waiting for prices to drop has been a losing strategy for most of the past three years, and I don't see that changing.

Do your research. Understand the resort you want, the points you need, and the total cost of ownership. Make a fair offer that's likely to pass ROFR. And work with a broker who gives you honest information instead of telling you what you want to hear.

Browse our current listings and see where the market stands today. The right contract for your family is out there. It's just a matter of finding it at the right time.